You’re probably familiar with ABBA classics like ‘Dancing Queen’ and ‘Waterloo’, but did you know the Swedish band’s songs contain some valuable financial planning lessons? You can download this useful guide to learn more about the iconic foursome and the surprising things you could take from their lyrics.
Read MoreIf you’re nearing retirement, how you access your pension is an important decision. One of your options may be to purchase an annuity to create a regular income. This useful guide explains what you need to know to assess if an annuity could be right for you.
Read MoreThe end of the 2023/24 tax year is just weeks away. With many allowances resetting, here are seven you might want to review your use of before 5 April 2024 to potentially reduce tax liability and help your money go further.
Read MoreWith interest rates higher than they have been in the last decade, finding a mortgage deal that’s right for you could save you money over the long run. Read this blog to find out how you could improve your chances of securing a competitive interest rate.
Read MoreWhile financial planning often starts with your aspirations and long-term plans, getting to grips with numbers, like your income and value of assets, is essential. It could help you create a realistic financial plan that supports your goals.
Read MoreWhile the chancellor cut National Insurance rates in the Autumn Statement, “stealth taxes” could mean your tax liability still increases in the coming years. Find out why here.
Read MoreA survey suggests millions of pension savers have never updated their contributions, investment choices, or target retirement date. It could mean they’re missing out on potential pension growth, leaving their retirement less secure.
Read MoreIn 2023/24, your pension Annual Allowance is up to £60,000 compared to £40,000 in the previous tax year. If you haven’t reviewed whether it could be worthwhile to increase your contributions following the rise, read this article to discover why it could be financially savvy.
Read MoreIf you’re planning your retirement, one of the first questions you might want to consider is: how will you retire? A phased approach could help you strike a work-life balance that suits you and might offer other benefits too.
Read MoreThese 10 bucket list-worthy destinations might inspire you to start planning your next holiday, whether you want to go on an adventure or unwind in paradise. If you love to travel and experience new cultures, this guide is perfect for you.
Read MoreYour home may be one of the largest assets you have. With property wealth often inaccessible, you may be considering using equity release to unlock some of the money tied up in your home.
Read MoreYour home may be one of your largest assets and could play a crucial role in your long-term finances. There’s more than one way to unlock property wealth later in life, including downsizing and equity release. Find out more about these options here.
Read MoreWhile you can choose to write a will without professional legal advice, it may mean you’re more likely to make a mistake. With Will Aid taking place in November, it might be the perfect time to write a will if you haven’t already done so.
Read MoreFigures suggest more people are gifting assets to loved ones to reduce a potential Inheritance Tax bill. However, while it might seem like a simple solution, there are factors you may want to consider first.
Read MoreThe majority of people say financial security is their biggest retirement dream. With so many other goals dependent on money, it’s not surprising. Yet, research suggests reality could fall short for some retirees.
Read MorePension reforms mean you could save more into your pension tax-efficiently. The change has spurred some high earners to return to work or consider working for longer. Find out why you might want to review your retirement plan here.
Read MoreOnce you’ve created a financial plan, reviews become an important part of keeping you on track. Read three reasons why they play an essential role in managing your finances here.
Read MoreWithdrawing a flexible income from pensions has become a popular option among retirees. Yet, it comes with challenges too, and you may need to consider how to balance short- and long-term needs. This useful guide explains some of the key factors you might want to consider before you start taking an income.
Read MoreThere’s more than one way to pass on wealth to your loved ones to help them reach their goals. This useful guide explains the pros and cons of gifting, using a trust, and leaving an inheritance. It could help you pass on assets effectively to support the next generation.
Read MoreWhile lifespans have increased, a longevity expert says focusing on health and wellbeing in your later years is just as important. Daily habits to improve your mental and physical health could boost your “healthspan”.
Read More
